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5 Apps That Will Help You Save Money

5 Apps That Will Help You Save Money

It’s early in the year, which means that it’s a great time to start on a clean slate with your finances. If you’ve been wanting to save up for something big such as a trip you’ve had on your bucket list for some time, or a brand-new gadget you’ve been eyeing, now is the best time to do it.

There are simple yet effective ways to start making your money work for you in order to meet your financial goals. For example, you could take a look at your current bank accounts. Keeping your money in an account that offers higher interest rates compared to regular savings accounts will give you more bang for your buck, instead of letting your cash sit idly where it doesn’t earn. It’s also an excellent time to start investing in stocks or small businesses, provided you already have an emergency fund set in place.

If you have some extra cash, you could also put your money into good use by finally paying off all those debts. Having debt limits your opportunities, and paying it all off once and for all is always a good idea.


piggy bank

Image courtesy of kongsky at

The start of the year is also a good time to analyze your budget and see where you can make some tweaks to save even more money. Apps are an effective tool to help you do just that. Here are five apps that can help you save money:

  1. Wally is a smart personal finance app that lets you take control of your spending and saving. Wally allows you to analyze what comes in and goes out by letting you compare expenses to income, enabling you to fully understand where your cash goes. Wally lets you set financial goals and helps you achieve them by keeping track of all your spending details. Additionally, Wally also lets you save images of receipts for your personal records.
  2. 52 Weeks Money Challenge is an app that automates the famous money-saving challenge. Although the challenge is typically started during the new year, it’s not too late to use this app to start saving today. The 52 Weeks Money Challenge app allows you to watch your savings grow as you reach your financial goals, and track your progress in just a glance. Many people have successfully used this app to save as much as PhP 60,000 in 52 weeks. This is an excellent app if you want to set aside some extra cash for something you’ve been eyeing.



  1. Monny is an app that helps users develop a smart money sense. The app is equipped with all the features you’d expect from a finance tracking app, as well as opportunities that you can take to improve your finances. Monny shows you your annual spending and saving patterns through simple and easy-to-understand graphs. Comprehensive reports let you analyze all expenses using sortable entries and powerful filters. If you travel a lot for work, Monny also offers personalized accounts so that you can easily manage personal as well as travel and business expenses. An elegant dashboard allows you to understand where your money is going.
  1. Fudget is an intelligent budget and personal finance planner right on your mobile phone. Use Fudget to create budgets, add income and expenses, and monitor where your money is spent. This app is simple and straightforward, ideal for busy individuals who need to rely on an effective but easy tool for budget management. Fudget only uses one-tap editing and adding of items, and it also saves time by letting you star an expense or income in order to repeat it in future budgets. Furthermore, budgets can be created on a weekly or monthly basis— use what suits you best!



  1. Organizze Finance is like having your own personal finance manager. Its clever features are designed to help you make it through the end of the month with money in your bank account. Organizze is also equipped with features to ensure you never forget to pay your bills no matter how busy you are, by using mobile alerts as a reminder. Smart charts and graphics help you understand your expenses by category, which expenses you spend on the most, and how much balance you have left in your accounts. Organizze is lauded as one of the best finance apps in terms of user experience— thanks to its best-in-class design and seamless interface.


These apps are lauded for their ability to help save and track money. But remember that these tools won’t work if you aren’t willing to put in the work yourself. This means that it’s necessary to have the discipline and motivation to clean up your finances and save more money.



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